(CRWE, AIZ, NGLS, IHC) Stock Report from PennyOTCStock.com

Crown Equity Holdings Inc. recently announced that it has entered into a joint venture to deploy VoIP (Voice over Internet Protocol) innovation delivering voice, video and data services to residential and commercial clients. The joint venture company is Crown Tele Services Inc. which was a wholly-owned subsidiary of Crown Equity Holdings Inc. Crown Equity Holdings Inc. will own fifty percent interest in the joint venture.

The joint venture

Commenting on the joint venture, Kenneth Bosket, President of Crown Equity Holdings Inc., said: “We are excited to deliver VoIP communications solutions exactly designed to meet the business and residential market needs in this fast-growing global market.”

Voice over Internet Protocol is one of the few technologies of today that have the potential to dramatically change the telecommunications landscape of tomorrow. Traditional phone lines are slowly being phased out as businesses and households around the world embrace the benefits that VoIP research has to offer. As well known as Voice over Internet Protocol, Voice over Broadband, and IP telephony, VoIP is a innovation that lets people use the Internet as a transmission medium for telephone calls. By using VoIP, callers can avoid long distance phone charges and save on expensive telephone infrastructure costs.

Assurant Inc. a premier provider of specialty insurance and insurance-related products and services, announces that its board of directors has declared a quarterly dividend of $.18 per share of common stock. The dividend will be payable on Dec. 12, 2011 to stockholders of record as of the close of business on Nov. 28, 2011.

Assurant, Inc., through its subsidiaries, provides specialized insurance products and related services. Its Assurant Solutions segment offers extended service contracts and warranties that provide coverage on appliances, consumer electronics, personal computers, cellular phones, automobiles, and recreational vehicles to protect them against mechanical breakdowns, accidental damages, and casualty losses.

Independence Holding Co. reported 2011 third-quarter and nine-month results. Net income per share from continuing operations attributable to IHC was $.22 per share, diluted, or $3,554,000, for the three months ended September 30, 2011 compared to $.29 per share, diluted, or $4,441,000, for the three months ended September 30, 2010. Earnings decreased to $103,659,000 for the three months ended September 30, 2011, compared to earnings for the three months ended September 30, 2010 of $107,875,000. The decrease in both net income and earnings were primarily due to a reduction in realized gains and lower yield on investments.